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Our Home Buying Services

Let us share with you a sampling of our Home Buying Services.  The first step is a very important one, which will set the stage for your entire home buying experience.  That step is selecting your Realtor.  It goes without saying you are looking for knowledge and experience.  We suggest these ingredients are also important: an old fashioned work ethic, strong negotiating skills, effective communication skills, respect of other Realtors in the community, advanced credentials such as Realtor designations, a proven track record and ability to provide references.  (Our plug) We, of course possess the above attributes and more.  We are happy to answer any questions you might have about our abilities.
 

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You will notice as a Home Buying Specialist , Bill has the ABR designation after his name.  He is an Accredited Buyer Representative.  This designation is the benchmark of excellence in buyer agency service.  It lets you know that we have been specially trained in locating suitable properties, in contract negotiation, and in settlement procedures.  We believe we can provide you with the best real estate services available.  Our word is our bond.  Call us at 843.224.0553 or e-mail us today so we can get started!

We will discuss with you the laws of agency.  We will make sure you understand all of your available choices.  You should fully understand your right to be represented and what that means to you.  Should you decide on representation, we have fiduciary responsibilities to you as our client.  They are LOYALTY, OBEDIENCE, DISCLOSURE, CONFIDENTIALITY, ACCOUNTABILITY, AND REASONABLE CARE AND DILIGENCE.

We will guide you through the pre-qualification process and introduce you to a select group of lenders.  After learning about your wants and needs in a home, we will research, preview, and select for you those homes that have the best fit.  We will provide you with needed information so that you can make an informed offer.  We will prepare the offer to purchase and present it on your behalf.  Once final negotiations are complete, we will monitor your loan in progress to ensure that all parties are doing their job and your time frames are adhered to.  We will help you with the selection of your closing attorney. .  We will handle all the details and monitor the closing activities to ensure that no detail is overlooked.

Are you ready to begin?  Please complete the following " Looking For A Home Form".  Let us know how we can help you, e-mail us or call us 843.224.0553.

Selecting Your Lender/Pre-Qualification/Pre-approval
It is important to determine your borrowing power and comfort zone before beginning the actual home search.  Because the market in the Charleston, SC area is so brisk, we recommend our clients begin the pre-approval process right away.  Should more than one purchaser show interest in a particular property, being pre-approved might just be the item that convinces the seller to entertain your offer!

For a preliminary pre-qualification, go to www.shelter-mortgage.com and click on Calculators.

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